8 Steps to home buying a home

Buying a house is not an easy task. It could be uneasy and nerve wrecking. That is why we emphasize and teach our agents to alleviate uneasiness and nerve wreck ness. Urban Gate Realty Group agents are at your service from start to finish. Bellow is your 8 step process to home ownership.

 

Step 1 - Getting ready!

This is the most important step of all. Without this, you do not have proper foundation for successful home buying. It is utmost important to find out whether you know what you want, realize what you can afford, and in some cases depending on the situation have money to finance the transaction if necessary. Urban Gate Realty Group agent can assist you in realizing and jumping over this hurdle.

 

Step 2 - Get Urban Gate Realty Group agent to HELP you!

Urban Gate Realty Group agents are here to HELP. This is the bottom line. There are 2 million people in the United States that have earned real estate license. How do you choose? You need somebody that will HELP you and assist you throughout the transaction, not just somebody that looks at you and sees commission. Urban Gate Realty Group agents are trained to HELP and to ASSIST clients in finding a house, contract terms and financing options, inspection requirements, pricing and negotiating, closing and even AFTER CLOSING matters. Many agents are done once closing occurs. We are not. We are committed to you for life. Again Urban Gate Realty Group agents are here to HELP.

 

Step 3 - Get pre-approved

It is very important to secure financing for house that you are about to buy. It is very easy to get real estate financing (virtually anyone willing to pay lofty interest rates can find real estate financing). Instead, the idea is to get the loan that’s right for you. You are the boss and we are here to listen. Urban Gate Realty Group prides itself in providing excellent customer service along with best possible rates and terms for our clients. It is so much easier to have one stop shop versus going to couple and sometimes three different places. If problem arises, theses institutions have tendencies to point fingers at each other in hopes of redirecting the accountability. We at Urban Gate Realty Group are one, we act as one and we deal with problems together and take responsibility and accountability together. Also, we are at each others door steps, which provides for faster service.

 

Step 4 - Finding a home

Once financing had been established, it is time to look for a home. Urban Gate Realty Group agent will help you with finding the right house for you. Agents will listen to what you need and what you are looking for, and will match the criteria provided to find a house that you want. With good communication and good relationship, we are bound to find the house that’s right for you. Each of us is different and it is important to list features and benefits you want in a home. Urban Gate Realty Group agent will help you consider such features and will assist you in making the decisions. There will be times when you will be asked whether you’d like fewer bedrooms for bigger kitchen, or longer commute for bigger house, etc. Urban Gate Realty Group agent will help you consider such features and will assist you in making the decisions.

 

Step 5 - Making an offer

After house is located and it fits your criteria, Urban Gate Realty Group agent will help you prepare an offer. Usually, people are the most concerned with the price that they will be paying for the house. Along with the price, Urban Gate Realty Group clients are advised to look at other things when making an offer such as terms of the offer. Terms are extremely important in an offer as it could amount to be several thousands of dollars if overlooked. How much to offer is the biggest questions. It should depend on basic laws of supply and demand. If supply is high and demand low, offer could go under asking price as competition among sellers is high. In other hand, if supply is low and demand is high, seller might get full asking price as seller’s competition is low. Urban Gate Realty Group agents will help through this process and explain what type of market we are in.

 

Step 6 - Under Contract period

Under contract period is a time when transaction between buyer, seller, listing agent, selling agent, Title Company, Mortgage Company has begun. There are several tasks to consider and make sure that everything is coordinated so that everyone is on the same page. Urban Gate Realty Group agent is trained to handle multiple tasks and to HELP and ASSIST clients through the process. Agents will make sure that all tasks are completed successfully during under contract period.

 

Step 7 - Closing

Once under contract period expires, it is followed by the closing. This is where all parties are present and conveyance of deed (transfer of ownership) occurs with everybody’s signatures. Urban Gate Realty Group agents check everything ahead of the closing to make sure that everything falls in place. We are at the closing to ensure final numbers and terms are met. In most cases, when everybody signs appropriate documents, and funds are disbursed, closing is done and ownership is transferred.

 

Step 8 - Enjoy your new home

You are done and you have done it. You have completed all the steps necessary to buy a house. With Urban Gate Realty Group’s agent, you have successfully completed the process. You have quite few more things to do before you can completely relax. Some of those things are switching/turning utilities on, moving in, etc. Every Urban Gate Realty Group agent is at your service after closing as well to answer some of the unanswered questions, and to HELP and ASSIST even further.